At a time when becoming a homeowner may seem out of reach for many Moroccans, the Daam Sakane 2025 programme comes as a welcome breath of fresh air. Promoted by the government, this initiative aims to support access to housing by providing substantial financial assistance. However, to make the most of it, it is essential to understand how it works, its eligibility requirements and its real benefits.
What Is the Daam Sakane Programme and Who Is It For?
The Daam Sakane programme, launched in 2024 by the Ministry of Housing, aims to make it easier for Moroccan households to purchase their first home. In practical terms, it provides a direct subsidy to eligible buyers, allowing them to significantly reduce the cost of purchasing their property.
According to the Ministry’s official statement, more than 100,000 families are expected to benefit from this assistance by 2025. It is primarily aimed at low- and middle-income households wishing to purchase a new-build property in Morocco.
The programme offers three levels of financial assistance:
- A DH 100,000 subsidy for purchasing a property priced at DH 300,000 or less, including tax.
- A DH 70,000 subsidy for a property priced between DH 300,001 and DH 600,000, including tax.
- A DH 60,000 subsidy for properties valued at up to DH 800,000, including tax.
In addition, these subsidies can be combined with other existing support measures, including exemptions from certain registration and notary fees for first-time buyers.
However, there is an important point to note: to qualify, several criteria must be met, including being a Moroccan resident, not already owning a property in Morocco and purchasing a home intended to be your primary residence.
Why Daam Sakane 2025 Is a Game Changer for Future Homeowners
Until now, many Moroccans have hesitated to take the step towards buying property, held back by the initial deposit and additional financing costs. However, Daam Sakane is completely reshaping the landscape.
Take Amina and Youssef, a young couple living in Rabat, as an example. With a limited budget, they struggled to find a suitable flat. Thanks to the DH 100,000 subsidy, they were able to purchase a property for DH 280,000, reducing their need for bank financing by more than 35%. The result: lower monthly repayments and a faster route to homeownership.
According to an article published by Médias24, the programme could lead to a 15% increase in new-build property sales in 2025, specifically targeting fast-growing cities such as Tangier, Tetouan, Marrakech and Casablanca.
In addition to its very positive psychological impact on first-time buyers, Daam Sakane is also restoring confidence among property developers, who are now adapting their offerings to meet the price ceilings set by the programme.
As a result, buyers now have access to a wider range of affordable homes while benefiting from more favourable conditions.
How Can You Use Daam Sakane to Buy Your Flat on the Best Possible Terms?
Making the most of the Daam Sakane programme requires careful preparation. Here are the key steps:
First, you need to identify an eligible property development, meaning a new-build flat that meets the applicable price limits. The vast majority of new social or affordable housing developments built in 2024–2025 have been designed to meet these criteria.
Second, you need to prepare a strong application file, including a first-time buyer certificate, a copy of your reservation agreement and proof of income.
Finally, an official application must be submitted through your partner bank or directly to the developer, which will often help simplify the process.
It is also important to compare several options before making a decision. Not all developments are equal when it comes to construction quality, location or additional amenities. Here is our practical guide to learn more about off-plan property!
This is what Rachid, a young engineer based in Casablanca, did. With personalised support, he was able to select a well-located flat in Tetouan that was eligible for a DH 70,000 subsidy. Even better, his developer offered him flexible payment terms tailored to his financial profile.
If you want to maximise your chances of a successful purchase while optimising your financing, it is highly recommended to work with a reputable and experienced intermediary.
Conclusion
Daam Sakane 2025 offers an exceptional opportunity to become a homeowner in Morocco on favourable terms. However, taking advantage of this opportunity requires responsiveness and a good understanding of the steps involved.
With property prices continuing to rise, particularly in the dynamic cities of the north, buying today with the support of the Daam Sakane programme could provide a genuine foundation for long-term financial stability.
Would you like to take advantage of the best property opportunities eligible for the Daam Sakane 2025 programme?
Contact Levana Properties today to receive our exclusive selection of subsidised flats free of charge and benefit from comprehensive support, from property search through to signing.
