Mortgages and Murabaha financing in Morocco | Levana

Mortgages & Murabaha financing

A conventional mortgage or Islamic financing (Murabaha): we help you choose the right solution and prepare your file, whether you live in Morocco or abroad.

Financing is often the key question when buying in Morocco. Levana helps you find the solution that suits your situation and puts you in touch with our financial partners, including Al Akhdar Bank for participative (Islamic) financing.

The options

  • Conventional mortgage – Moroccan banks lend to residents and Moroccans living abroad (MRE), including for off-plan projects.
  • Murabaha (Islamic financing) – the bank buys the property and sells it to you at a margin agreed in advance, repaid in monthly instalments, without interest.
  • Developer payment plans – off-plan, you pay in stages during construction; we compare the payment plans of different projects.
  • Daam Sakane housing aid – for a first home, Moroccans in Morocco and abroad may qualify for direct state aid, subject to conditions.

How we help

We review your budget and deposit, show you which projects fit, explain which documents you need (ID, proof of income, bank statements) and connect you with the right person. The bank makes the financing decision.

Living abroad?

MRE can obtain financing in Morocco and, when the purchase is paid in foreign currency, can under conditions transfer the proceeds of a later sale abroad. We guide you step by step, remotely if needed.

Frequently asked questions about Mortgages & Murabaha financing

What is Murabaha?
An Islamic financing method: the bank buys the property and sells it to you at a margin agreed in advance, repaid in instalments, without interest.
Can an MRE get a mortgage in Morocco?
Yes, Moroccan banks lend to Moroccans living abroad, depending on their profile and income.
Does Levana provide loans?
No. We advise you and connect you with our partners; the bank decides.
Which documents will I need?
Usually ID, proof of income and recent bank statements; the bank will give you the exact list.

Let's talk about your plans

Leave your details and a Levana advisor will get back to you quickly, in English, French, Dutch or Arabic.

How can we help?

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